Identity Theft Protection
Safeguard your personal information
Reclaiming your identity can be costly, time consuming, and stressful. AAA members can enroll in ProtectMyID® Essential for free. Enjoy peace of mind knowing your personal information is safeguarded by daily credit monitoring and email alerts.
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Pick the plan that suits your needs


ProtectMyID® Deluxe

Enhanced product coming soon

ProtectMyID® Essential

Free with AAA membership


Daily credit report monitoring

All three credit reports

Experian credit report only

Identity theft insurance to reimburse eligible expenses should you experience identity theft1

Up to $1 million

$10,000 for AAA Premier® members

Email alerts when key changes occur, or a monthly all-clear if your credit report remains the same

U.S. based fraud resolution services from a dedicated agent to help you investigate and resolve fraud

Assistance with cancelling and replacing your cards in the event your wallet is lost or stolen

Daily Internet scan of key sites to search for possible unauthorized use of your personal information


Change of address notification if your information has been altered in the change of address databases


ChildSecure® alerts you if a credit report is detected using your child's information



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Are you enrolled in ProtectMyID® or  CreditCheck® Select?

Get rid of old documents at a free Shred-a-Thon

Shredding paperwork that includes personal information can help reduce your risk of identity theft. AAA holds free Shred-a-Thon events for members and non-members at select branches. You can bring up to five boxes of financial documents, medical records, and other sensitive paperwork you no longer need. Small fasteners including staples and rubber bands do not need to be removed, but please do not bring other non-paper materials such as binders or computer disks.

Identity protection information and tips

The more you know about identity theft, the better you can help to protect your personal information. Learn more about how to protect yourself and your family against identity theft with the helpful information from our identity theft articles. 

Identity theft protection FAQs

Identity theft is the crime of using someone else's personal information—such as an account number, driver's license, health insurance card, or Social Security number—to commit fraud.


With identity theft protection, your credit report(s) will be monitored daily for key changes. If any are detected, an alert will be emailed to you the same day. You also have access to fraud support representatives who will help you take immediate steps to minimize any damage. You may think that identity theft could never happen to you, but you could be vulnerable if you frequently use credit cards or travel. When an identity thief runs up fraudulent bills on your credit card or opens new accounts in your name, you might not even know you’re a victim until you get a call from a collection agency. Identity theft protection products give you the tools you need to help minimize the damage of this shocking experience.

  • Credit card fraud: Identity thieves open credit card accounts in your name and don’t pay the bills, which ultimately damages your credit score.
  • Utility fraud: Thieves secure free cable television, electricity, gas, or long distance phones calls by giving billing companies bogus addresses and, of course, not paying the bills. Generally, utility bills are not included on a credit report until they have been turned over for collections, at which time the late bill causes your credit score to plunge.
  • Bank account fraud: Identity thieves open bank accounts and apply for loans in your name.
  • Medical identity theft: Identity thieves use your information to obtain medical services or goods.
  • Criminal record theft: Identity thieves use your Social Security number to apply for driver’s licenses or state-issued identification cards. If a criminal is arrested and uses a license or identification card in your name, he or she may be able to pin the crime on you.

Follow this checklist to help safeguard your identity:


  • Never carry your Social Security number, birth certificate, or passport unless you need them.
  • Shred expired credit cards and driver’s licenses, and all documents that contain sensitive information.
  • Check your credit report quarterly.
  • Be wary of phasing scammers who attempt to steal your personal information online or over the phone by posing as a business you know.
  • Never open emails or click links from unknown sources; these download a virus to your computer.
  • When traveling, ask the post office to place a hold on all mail.
  • In public places, be aware of people who may be eavesdropping or looking at your laptop screen.
  • Regularly check to ensure a credit report has not been filed in your child’s name. Since children aren’t making financial transactions, they shouldn’t have credit reports.
  • Carefully review every medical statement for possible signs that someone else may be using your medical benefits.
Yes, ProtectMyID® Essential is free for AAA members age 18 or older. That includes any AAA member in your household. There are no hidden charges or fees, it is not a trial offer, and your credit card information is not required to enroll. 
Your Social Security number is your unique identifier used by Experian® to create your credit report(s) and to confirm your identity when you call about your identity theft protection benefit. 
Lost Wallet and Card Protection is an excellent feature of our new product that protects your credit, charge, debit, ATM, and medical cards in the event that they are lost, stolen, or misused. You can register your cards with us so you’ll have a record in case you lose your wallet or purse. In the event you lose your wallet, you can call our 24-hour Lost Wallet line to report the issue immediately. During weekday business hours, a dedicated identity theft resolution agent will help you notify the issuers of your debit, credit, and medical insurance cards so you can receive new cards and minimize your risk of fraud. You can also call us for immediate assistance if you find that even though you have your cards, someone has used your account fraudulently. 
ChildSecure helps you monitor your enrolled minor children's credit information, and alerts you if someone applies for credit or opens credit accounts using your children's personal information. One low price allows you to enroll up to five of your minor children. 
This feature conducts daily scans on illegal websites and chat rooms, searching for signs that your identity is exposed.

Make the most of your membership

ProtectMyID® Essential and ProtectMyID® Deluxe are provided by, Inc. an Experian® company. To be eligible to enroll in either ProtectMyID® Essential or ProtectMyID® Deluxe, you must be 18 years of age or older and a current AAA member. A valid email address and access to the internet is required for PMID Essential. Products subject to change or termination at any time without notice. Certain terms, conditions, and restrictions apply.


ProtectMyID® Essential and ProtectMyID® Deluxe are monitoring products designed to help you identify and resolve identity theft incidents. These products are provided in addition to any precautions you should reasonably be expected to take yourself, including protecting your account numbers, passwords, social security number and other personally identifying information. ProtectMyID® Essential and ProtectMyID® Deluxe cannot stop, prevent, or guarantee protection against incidents of identity theft, or guarantee satisfactory resolution.


1Identity theft insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.