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Get extra liability insurance coverage for your home, auto, and watercraft


Find out how much you could save on insurance

Litigation is a fact of life.

Every day there are stories about lawsuits filed for every possible reason. So, it is important that you fully understand your current insurance policy's coverage to make sure you are adequately protected.

What does AAA Personal Umbrella Insurance cover?

Your home, auto, and watercraft policies are designed with a limit on liability insurance coverage. Personal umbrella insurance affords extra liability coverage once your other policies have been exhausted. Umbrella policies cover damage claims for which you may be liable.

Who needs AAA Personal Umbrella Insurance?

Umbrella policies aren't just for the wealthy—they're for anyone who has assets that might be at risk if they are sued. If you don't have enough liability coverage to resolve a claim or a lawsuit, the person bringing the action might go after your home or other assets.

Take advantage of our free, no-obligation insurance quote to discover just how affordable your Personal Umbrella Insurance policy can be. Start your free insurance quote today.


Flexible Payment Plans

Flexible Payment Plans

As an alternative to paying the full premium up front, we offer payment plan options.

Personalized Service

Personalized Service

Knowledgeable, friendly, licensed insurance agents backed by the Interinsurance Exchange of the Automiblie Club, servicing AAA Insurance members since 1912.

12-Month Policies

12-Month Policies

Premiums are locked in for one year (unless you make changes to your policy)—with many other companies, you may face an increase after six months.


AAA Insurance Auto Pay

AAA Insurance Auto Pay

Enroll today and you won't have to worry about losing one day of coverage.

AAA Life Insurance

Protection that fits your family

Let us help you tailor a policy to fit your needs with a FREE Life Insurance Needs Analysis

AAA Travel

Full-Service Travel Agency

Your trusted source for full-service travel planning with over 75 years of experience.

Contact Us

AAA Hawai’i, LLC (“AAA”) is a licensed insurance agency offering insurance from its affiliate insurers including auto from the Interinsurance Exchange of the Automobile Club.

AAA Hawai’i membership requires the separate payment of annual dues and an admission fee for new members.