INSURANCE POLICY REVIEW

Triple check your auto policy with a complimentary, no-obligation AAA Auto Insurance Policy Review. Contact your agent or visit your local branch today.

Make sure you are getting the services you need the most at the best value

When should my auto policy be reviewed? When you purchase a new vehicle, or need to add a new driver, or even if you simply have moved to a new location, you should re-evaluate your auto insurance needs at the same time, according to AAA. Be sure to check all of the discounts1 below to see if we can save you even more.

Vehicle Discounts

  • Air Bag Discount: Save up to 15% on personal injury protection coverage
  • Anti-theft Device Discount: Save up to 10% on comprehensive coverage
  • Garage Parking Discount: Save up to 10% on comprehensive coverage

Policy Discounts

  • Auto + Home Discount: Save up to 15% on auto insurance and up to 20% on homeowners insurance
  • Multi-vehicle Discount: Insure two or more automobiles and save up to 20% on select coverages

Driver Discounts

  • AAA Membership Discount: Members save up to 15% off most coverages

  • Safe Driver Discount: Save up to 12% on select coverages when you provide a record of continuous automobile liability insurance and safe driving for at least three years

  • Prior Insurance Discount: Save up to 30% when you have an automobile liability policy continuously in effect during the prior six months

  • Professional Discount: Save up to 10% for qualifying professions

  • Paid in Full Discount: Save up to 5% when you pay your term premium in full

FEATURED INSURANCE BENEFITS

AAA Accident Assist

Now AAA-insured members receive accident assistance services with just one call. Call 1-800-672-5246 from your accident scene.

AAA Accident Assist

At the scene of the accident, AAA Accident Assist:2

  • Sends a AAA Roadside Assistance Service Provider vehicle
  • Tows your vehicle to a Member Preferred Repair shop, or the repair shop of your choice
  • At your request, contacts family members on your behalf

Immediately after the accident, AAA Accident Assist:

  • Arranges a rental vehicle for those with rental coverage
  • Completes your claim notice at your convenience

If your car is repaired at a AAA Member Preferred Repair shop, AAA Accident Assist:

  • Saves you time by scheduling a repair without you having to wait for an adjuster

LEARN MORE about AAA Accident Assist and your member benefits.

AAA Member Preferred Repairs

If you insure your vehicle through AAA, your repair process will be as simple as possible. AAA Member Preferred Repairs offers referrals to pre-qualified repair facilities, including specialists in stereo equipment and auto glass replacement. As a result, potential inconveniences are minimized, and the quality of service you receive is maximized with a lifetime warranty on workmanship.3

Naturally, you’re free to have your vehicle serviced at a repair facility of your choice. But, considering all of the advantages of AAA Member Preferred Repairs, we think you’ll agree it represents an excellent choice. Just call us at 1-800-672-5246 1-800-672-5246 the next time you have an auto claim, and we’ll provide you with the names of pre-qualified facilities closest to you.

Approved Auto Repair Facility

We offer a network of pre-qualified shops through our AAA Member Preferred Repairs program that can provide you with high-quality repairs.

THINGS TO CONSIDER BEFORE AND DURING YOUR REVIEW

AAA Membership Number or Policy Number
Driver License
Vehicle Identification Number
Lienholder Information
Current Odometer Reading

Read the policy document ahead of time and ask questions about terms or conditions you don’t understand.

Ask your agent to list all the discounts that can apply to policyholders. Most insurance companies add discounts over time, and you may now qualify for a discount that was once unavailable.

Make sure your liability coverage adequately protects you and your assets. As people accumulate assets such as real estate and stock portfolios, their liability coverage should also increase.

Make sure you are comfortable with the deductible option you have chosen for your policy. There are a variety of options available.

Consider whether you will have access to a car if your car has to stay in the shop for a week or more. If not, you may need rental car coverage on your auto policy.

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Contact Us

AAA personal lines insurance is provided to qualified AAA members by Automobile Club Inter-Insurance Exchange or Auto Club Family Insurance Company. Life Insurance is underwritten and annuities are offered by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY. Your local AAA Club and/or its affiliates acts as an authorized agent for their affiliate, AAA Life.

1Discounts may apply to select coverages, vary by policy and are conditional.

2For members without standard coverage, services are provided under membership and not insurance. Policy coverage and limits apply.

3Warranty applies to each specific claims repair and is non-transferable. Workmanship excludes parts and materials. Other restrictions apply.

AAA insurance is a collection of AAA branded products, services and programs available to qualified AAA members. AAA personal lines insurance is provided by Interinsurance Exchange of the Automobile Club. Life Insurance is underwritten and annuities are provided by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY. AAA New Mexico acts as an authorized agent for AAA Life.