AAA Insurance discounts1 can save you up to 30% on your Insurance

Enjoy savings on your auto, home, and life insurance policies. Our policy, vehicle, and driver discounts are just a few of the many ways you can save and still enjoy peace of mind from the protection we have provided our members for more than 85 years.

Vehicle Discounts

  • Air Bag Discount: Save up to 15% on personal injury protection coverage
  • Anti-theft Device Discount: Save up to 10% on comprehensive coverage
  • Garage Parking Discount: Save up to 10% on comprehensive coverage

Policy Discounts

  • Auto + Home Discount: Save up to 15% on auto insurance and up to 20% on homeowners insurance
  • Multi-vehicle Discount: Insure two or more automobiles and save up to 20% on select coverages

Driver Discounts

  • AAA Membership Discount: Members save up to 15% off most coverages

  • Safe Driver Discount: Save up to 12% on select coverages when you provide a record of continuous automobile liability insurance and safe driving for at least three years

  • Prior Insurance Discount: Save up to 30% when you have an automobile liability policy continuously in effect during the prior six months

  • Professional Discount: Save up to 10% for qualifying professions

  • Paid in Full Discount: Save up to 5% when you pay your term premium in full



Policyholder Savings

Financial Stability

A.M. Best rating of “A+ Superior” for our affiliate insurer reflecting the financial strength behind the insurance we offer.



Get member discounts, maps, gas prices, driving directions, and even more when on the road.

Quality Service 24/7

Quality Service 24/7

24 hours a day, seven days a week toll-free Claims Hotline for efficient claim reporting.

OnBoard Insurance Program

AAA Insurance Policy Review

Check your auto policy with a complimentary, no-obligation AAA Insurance Policy Review.


AAA Life Insurance

Protection that fits your family

Let us help you tailor a policy to fit your needs with a FREE Life Insurance Needs Analysis

Identity Theft Protection

Identity Theft Protection

Help safeguard your identity: Enroll in ProtectMyID®Essential, free for our members.

AAA Homeowners & Renters Insurance

Rest Easier with AAA

AAA Homeowners & Renters Insurance is trusted protection from a name you know.

Contact Us

1Discounts are conditional, vary by policy and driver and may apply to select coverages.

2We do not guarantee that your stolen vehicle will be located or recovered. For your security and privacy, you must first file a police report before we can attempt to locate your stolen vehicle. In such an event, we will provide your vehicle’s possible location to the police. The OnBoard program is not available in Indiana.

AAA Insurance is a collection of AAA branded products, services and programs made available to qualified AAA members. AAA personal lines insurance is provided to qualified AAA members by Automobile Club Inter-Insurance Exchange or Auto Club Family Insurance Company. Life insurance is underwritten and annuities are offered by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY. Your local AAA Club and/or its affiliates acts as an authorized agent for their affiliate insurers including AAA Life.